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Frequently Asked Questions

Does ezlendgo.com charge any fees to connect consumers with lenders?
No. Our service is completely free to use. We don’t charge you anything to submit your request or to connect with a lender. We’re compensated by the lenders and partners in our network, which is what lets us keep the service free for you.
Will lenders check my credit, and how does it affect me?
Submitting your request on our site won’t affect your credit score. If you choose to move forward with a lender, that lender may perform a credit check as part of their review, which they will disclose to you. You’re always free to decline an offer.
What does an installment loan mean?
An installment loan is repaid over time through a set number of scheduled payments, usually monthly. Each payment covers part of the principal plus interest, so you know exactly what to expect until the balance is fully paid off.
How soon can I receive my funds if approved?
Timing depends on the lender you connect with and their processing schedule. In many cases, funds are deposited to your bank account the following business day after approval.
What are the minimum requirements to apply for a loan?
Requirements vary by lender, but generally you’ll need to be at least 18 years old, a U.S. resident, have a steady source of income, and an active checking account. The lender sets the final criteria.
How does ezlendgo.com protect my personal information?
We use industry-standard SSL encryption to protect your data in transit and at rest. We only share your details with lenders and partners in our network to connect you with loan options. See our Privacy Policy for full details.
What is the maximum loan amount I can request?
You can request any amount up to $5,000. The final amount you’re offered is determined by the lender based on the information you provide, and it may be higher or lower than the amount you request.
Am I guaranteed to be approved for a loan?
No. Approval is never guaranteed and is decided solely by the lender based on their own criteria. Submitting a request does not mean you will be connected with a lender or offered a loan, but our simple form makes it easy to explore your options.

Material disclosure

ezlendgo.com is not a lender, creditor, and does not broker loans or make credit decisions and therefore, has no decision in determining whether you will be approved for a loan by a lender or receive a financial product from a service provider you may connect with using the website’s services. The operators of this website offer a free infomediary service that will collect and pass the information you affirmatively provide to lenders, advertisers, networks, and other financial service providers who may secure a loan, financial product, or service for you. The typical short-term loans offered by lenders which you may connect with on this website are intended to provide temporary financing to resolve immediate financial needs or emergencies and should not be considered long-term financial solutions. Annual Percentage Rates (APRs) for such short-term loans may be high and, depending on the lender, state of residence, and individual credit profile, may be as high as 195%. This website and its owners and operators are not agents, brokers, or representatives for any lender or financial service provider you may connect with through its services and therefore, we do not endorse, recommend, or warrant any product or service and do not control the rates and fees that any lender or service provider may charge. We have no accountability or knowledge of any loan terms, rates, or details you may be presented with or agree to with a lender or financial service provider you may connect with on this website. You are encouraged to carefully review all material terms, rates, conditions, and repayment schedules of any loan offer you may receive from a lender prior to accepting a loan. You are under no obligation at any time to accept any offer from a lender. For questions, information, or concerns regarding your loan or financial service, please contact the lender or service provider directly. This website receives compensation from the lenders and financial service providers whose products and services appear on or are presented through the website in the form of a payment for each consumer request (“referral”) we pass to them. This compensation may impact which lenders you may connect with or which offers you may receive from lenders and how or where products appear on this website. Use of our website’s service is subject to the Terms of Use and Privacy Policy appearing herein.

Credit Disclosure: ezlendgo.com does not make lending decisions or issue loans. However, lenders who receive the information you provide on this website’s forms may use it to perform credit checks, which may impact your credit score. Lenders in our network, as well as our network partners, service providers, and associated third parties, may conduct credit checks before making a lending decision, using the three major credit reporting bureaus—TransUnion, Experian, and Equifax—as well as alternative sources of consumer information.
By submitting a loan request on this website, you are providing express written consent, in accordance with the Fair Credit Reporting Act (FCRA), for lenders, as well as our network partners, service providers, and associated third parties, to access your credit report, credit score, and related consumer information. This information may be used to assess your loan eligibility, verify your identity, and provide relevant financial offers.
Please note that non-payment or late payment of loans may adversely affect your credit score, especially if the lender or loan servicer chooses to report the delinquency to credit bureaus.

Availability: Providing your information on this website does not guarantee that you will be connected with a lender or financial service provider. Residents of some states may not be eligible or qualify for short-term loans based upon a specific lender’s requirements, which will vary. This website does not guarantee that submitting a request will result in you being approved by a lender or financial service provider and/or being offered a short-term loan from a lender with satisfactory terms. This website does not include all lenders available in the marketplace and you are encouraged to conduct due diligence prior to acceptance of any short-term loan and compare all available options.

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